Millionaires view their salary in different terms to the working class. Millionaires view their salary as a method, a vehicles to enrich themselves with, through investments, offerings (charitable giving) etc. Working class people view their salary as a way to buy more stuff Now. When working class people get a salary increase, they spend more...millionaires, invest more. You see, a millionaire knows a very important principle of wealth management. Money invested wisely, through compound interest, can actually make you more money.
Money makes money. Invest wisely, consistently and your money will start to work for you, effectively making you more money. Money makes money, but debt costs you money. Debt is expensive,and the more you have the more it costs you, thus, you are effectively working for your creditor. In years gone by, that was known as slavery - now we call it credit!
Not all credit is bad, but when you are working a 40 hour week just to pay your creditors, you cannot get ahead. You are in fact owned by your creditor. Debt is far more expensive than you can afford. Millionaires think differently...investing their money in the stock market, real estate commodities are all excellent vehicles to wealth creation.